Morristown, Harding, Randolph and Morris Plains real estate and homes for sale in New Jersey - Denise Flanagan, REALTOR® Denise Flanagan REALTORS(r) for Morristown, Harding, Randolph and Morris Plains, New Jersey real estate
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Denise Flanagan, REALTORŪ, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - Best Image Agent(s)
All agents are NOT alike! Find out why I am a top real estate expert specializing in luxury homes, historic homes and new construction.


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Mortgage Prequalification: Morristown, Harding, Randolph and Morris Plains New Jersey home buying, real estate listings, and homes for sale in Morris                         County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Morristown, Harding, Randolph and Morris Plains Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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About Your Move
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About Your Home Search
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Real Estate Tips
Tax Considerations >Capital Gains Exemptions

Home sellers are always interested in their tax deduction options. If you recently sold a home without meeting the basic ownership and use criteria for waiving capital gains tax, you might still be able to claim reduced exemptions if you meet certain other criteria.

Homeowners who had to sell because of a change in place of employment can qualify for reduced tax. You must prove that the job change occurred while you owned and used the home as your primary residence, and that your new job is located at least 50 miles farther from your residence than your previous place of employment.

A reduced exclusion from capital gains tax may also be granted for health reasons. If your motivation for selling your house was to obtain diagnosis, treatment or cure for a disease or injury to you or a family member, you can apply for an exclusion. Unforeseen circumstances such as death, unemployment, divorce or natural disasters may also reduce your capital gains tax. Consult a tax professional for advice about your unique circumstance.

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Real Estate Trivia
Q 
What was a sure way to accumulate wealth through the 1970s and early 1980s?

A 
Many people made their fortunes in real estate during this period.
See More Real Estate Trivia >

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Denise Flanagan, REALTORŪ, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - Best Image Agent(s)

DENISE FLANAGAN
Coldwell Banker Residential Brokerage

211 South St.
Morristown, NJ 07960
Direct Line: 973-285-4677
Cell: 973-420-4590
Fax: 973-984-3360
denise@deniseflanagan.com

Denise Flanagan is truly the Number One Expert in the Morristown area and when it comes to your real estate needs...THERE IS NO SUBSTITUTE FOR EXPERIENCE.... Denise has lived in Morris County for over 35 years and has 30 years plus full time real estate experience in Morris County. She has generated over 300M in real estate sales and received every award available to realtors from local to National levels. Denise received an award for being #1 IN CUSTOMER SERVICE and is ranked among the top 50 out of 3500 Coldwell Banker agents in N.J. Her combined sales and managerial experience includes over 4000 transactions in which she has dealt with every possible nuance and circumstance that can arise in a real estate transaction. Denise has earned the coveted Graduate Real Estate Institute,(GRI) designation, her certified Residential Brokers License, Certified Tax Assessor,(CTA) and is a Certified Relocation Marketing and Inventory Specialist. Clearly Denise is one of the most respected and experienced realtors in the Morristown area and as your NUMBER 1 EXPERT for the Morristown/Morris Township, Morris Plains, Madison, Chatham, Hanover Township, Harding Township and Randolph areas of Morris County can provide customized, personal service whether you are buying or selling.

CRB GRI REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Morristown, Harding, Randolph and Morris Plains New Jersey

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