Morristown, Harding, Randolph and Morris Plains real estate and homes for sale in New Jersey - Denise Flanagan, REALTOR® Denise Flanagan REALTORS(r) for Morristown, Harding, Randolph and Morris Plains, New Jersey real estate
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Denise Flanagan, REALTORŪ, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - Best Image Agent(s)
All agents are NOT alike! Find out why I am a top real estate expert specializing in luxury homes, historic homes and new construction.


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New Homes: Morristown, Harding, Randolph and Morris Plains New Jersey home buying, real estate listings, and homes for sale in Morris                         County, NJ
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!
 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Morristown, Harding, Randolph and Morris Plains area Realtor, it's my job to know more about a property than any web site. Make sure you have the most current information!
 



Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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Denise Flanagan, REALTORŪ, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - Best Image Agent(s)

DENISE FLANAGAN
Coldwell Banker Residential Brokerage

211 South St.
Morristown, NJ 07960
Direct Line: 973-285-4677
Cell: 973-420-4590
Fax: 973-984-3360
denise@deniseflanagan.com

Denise Flanagan is truly the Number One Expert in the Morristown area and when it comes to your real estate needs...THERE IS NO SUBSTITUTE FOR EXPERIENCE.... Denise has lived in Morris County for over 35 years and has 30 years plus full time real estate experience in Morris County. She has generated over 300M in real estate sales and received every award available to realtors from local to National levels. Denise received an award for being #1 IN CUSTOMER SERVICE and is ranked among the top 50 out of 3500 Coldwell Banker agents in N.J. Her combined sales and managerial experience includes over 4000 transactions in which she has dealt with every possible nuance and circumstance that can arise in a real estate transaction. Denise has earned the coveted Graduate Real Estate Institute,(GRI) designation, her certified Residential Brokers License, Certified Tax Assessor,(CTA) and is a Certified Relocation Marketing and Inventory Specialist. Clearly Denise is one of the most respected and experienced realtors in the Morristown area and as your NUMBER 1 EXPERT for the Morristown/Morris Township, Morris Plains, Madison, Chatham, Hanover Township, Harding Township and Randolph areas of Morris County can provide customized, personal service whether you are buying or selling.

CRB GRI REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Morristown, Harding, Randolph and Morris Plains New Jersey

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