Morristown, Harding, Randolph and Morris Plains real estate and homes for sale in New Jersey - Denise Flanagan, REALTOR® Denise Flanagan REALTORS(r) for Morristown, Harding, Randolph and Morris Plains, New Jersey real estate - NUMBER1EXPERT™ Denise FlanaganNUMBER1EXPERT(tm) for Morristown, Harding, Randolph and Morris Plains, New Jersey real estate
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Denise Flanagan, REALTOR®, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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Weather: Morristown, Harding, Randolph and Morris Plains New Jersey home buying, real estate listings, and homes for sale in Morris                         County, NJ
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Morristown, Harding, Randolph and Morris Plains Weather
 

Morris County enjoys a continental climate with four very distinct seasons.  

Spring brings an abundance and lushness in the famous gardens of its townships and also the violet, New Jersey’s state flower. Summer can reach up to mid-nineties and even though some level of humidity can be expected, the county’s elevation and high contour of deep valleys, and flat ridges, bring some relief to its commuters working in the heart of the Big Apple.  

Fall brings on the vivid foliage known to this part of the country and winter brings on below freezing temperatures and snow. Snow falls start in December and can last until March. The precipitations can reach 8.3” in February and up to 4.9” in March.
 

Morristown Forecast 

Harding(Newark) 

Randolph 

Morris Plains Forecast 

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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
What weighs 320 tons and is considered the largest single block building?

A 
Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Denise Flanagan, REALTOR®, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

DENISE FLANAGAN
Coldwell Banker Residential Brokerage

211 South St.
Morristown, NJ 07960
Direct Line: 973-285-4677
Cell: 973-420-4590
Fax: 973-984-3360
denise@deniseflanagan.com

Denise Flanagan is truly the Number One Expert in the Morristown area and when it comes to your real estate needs...THERE IS NO SUBSTITUTE FOR EXPERIENCE.... Denise has lived in Morris County for over 35 years and has 25 years full time real estate experience in Morris County. She has generated over 200 M in real estate sales and received every award available to realtors from local to National levels. Denise received an award for being #1 IN CUSTOMER SERVICE and is ranked among the top 50 out of 3500 Coldwell Banker agents in N.J. Her combined sales and managerial experience includes over 4000 transactions in which she has dealt with every possible nuance and circumstance that can arise in a real estate transaction. Denise has earned the coveted Graduate Real Estate Institute,(GRI) designation, her certified Residential Brokers License, Certified Tax Assessor,(CTA) and is a commissioner on the New Jersey Real Estate Commission which overseas over 8000 licenses. Clearly Denise is one of the most respected and experienced realtors in the Morristown area and as your NUMBER 1 EXPERT for the Morristown/Morris Township, Randolph and Harding areas of Morris County can provide customized, personal service whether you are buying or selling.

CRBGRIREALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Morristown, Harding, Randolph and Morris Plains New Jersey

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