Morristown, Harding, Randolph and Morris Plains real estate and homes for sale in New Jersey - Denise Flanagan, REALTOR® Denise Flanagan REALTORS(r) for Morristown, Harding, Randolph and Morris Plains, New Jersey real estate - NUMBER1EXPERT™ Denise FlanaganNUMBER1EXPERT(tm) for Morristown, Harding, Randolph and Morris Plains, New Jersey real estate
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Denise Flanagan, REALTORŪ, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
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What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Denise Flanagan, REALTORŪ, real estate agent and broker for Morristown, Harding, Randolph and Morris Plains New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

DENISE FLANAGAN
Coldwell Banker Residential Brokerage

211 South St.
Morristown, NJ 07960
Direct Line: 973-285-4677
Cell: 973-420-4590
Fax: 973-984-3360
denise@deniseflanagan.com

Denise Flanagan is truly the Number One Expert in the Morristown area and when it comes to your real estate needs...THERE IS NO SUBSTITUTE FOR EXPERIENCE.... Denise has lived in Morris County for over 35 years and has 25 years full time real estate experience in Morris County. She has generated over 200 M in real estate sales and received every award available to realtors from local to National levels. Denise received an award for being #1 IN CUSTOMER SERVICE and is ranked among the top 50 out of 3500 Coldwell Banker agents in N.J. Her combined sales and managerial experience includes over 4000 transactions in which she has dealt with every possible nuance and circumstance that can arise in a real estate transaction. Denise has earned the coveted Graduate Real Estate Institute,(GRI) designation, her certified Residential Brokers License, Certified Tax Assessor,(CTA) and is a commissioner on the New Jersey Real Estate Commission which overseas over 8000 licenses. Clearly Denise is one of the most respected and experienced realtors in the Morristown area and as your NUMBER 1 EXPERT for the Morristown/Morris Township, Randolph and Harding areas of Morris County can provide customized, personal service whether you are buying or selling.

CRBGRIREALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Morristown, Harding, Randolph and Morris Plains New Jersey

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